Terms & Conditions
These Terms & Conditions ("Terms") govern your use of the online courses ("Courses") provided by Spectrum Professional Development Ltd using the brand name Thriving Today ("we," "us," or "our"), a UK based business, through our website www.thrivingtoday.co.uk. By accessing or using our Courses, you agree to be bound by these Terms. If you do not agree with these Terms, you should not access or use our Courses.
1 Registration and Account
1.1 In order to access our Courses, you may need to register for an account on our website. You agree to provide accurate, current, and complete information during the registration process. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your account.
1.2 You must notify us immediately of any unauthorised use of your account or any other breach of security. We reserve the right to suspend or terminate your account if we suspect any unauthorised activity.
2 Course Access
2.1 Upon registration and payment of the applicable fees, you will be granted access to the Courses for the duration specified at the time of purchase.
2.2 You may not share, sell, or transfer your access to the Courses to any other person or entity.
2.3 We reserve the right to modify, suspend, or discontinue any aspect of the Courses at any time, including the availability of any feature, database, or content, without prior notice or liability.
3 Payment
3.1 The fees for our Courses are displayed on our website and are subject to change without notice.
3.2 Payment for the Courses must be made in full at the time of registration unless otherwise agreed upon in writing.
3.3 All payments are processed securely through our chosen payment gateway.
4 Refunds
4.1 We offer a 7-day money-back guarantee for our Courses. If you are not satisfied with the Courses for any reason, you may request a refund within 7 days of the date of purchase.
4.2 Refund requests must be made in writing to [email protected] and must include your name, email address, and reason for the refund request.
4.3 Refunds will be issued to the original method of payment within 30 working days of receiving a valid refund request.
5 Intellectual Property
5.1 All content included in the Courses, such as text, graphics, logos, images, audio clips, video clips, digital downloads, and data compilations, is the property of Spectrum Professional Development Ltd or its content suppliers and is protected by UK and international copyright laws.
5.2 You may not reproduce, modify, distribute, transmit, display, perform, or use any content from the Courses without our prior written consent.
6 Data Protection
6.1 We are committed to protecting your privacy and personal information in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.
6.2 We may collect and process personal information about you when you register for an account, purchase our Courses, or interact with our website. Our Privacy Policy (below) explains how we collect, use, and disclose your personal information and your rights regarding your personal information.
7 Limitation of Liability
7.1 To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms that may apply to our Courses, whether express or implied.
7.2 We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising under or in connection with these Terms or your use of the Courses.
8 Governing Law
8.1 These Terms shall be governed by and construed in accordance with the laws of England and Wales.
8.2 Any disputes relating to these Terms, or your use of the Courses shall be subject to the exclusive authority of the courts of England and Wales.
9 Changes to Terms
9.1 We reserve the right to update or modify these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting on our website.
9.2 Your continued use of the Courses after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for changes.
10 Contact Us
If you have any questions about these Terms or our Courses, please contact us at [email protected].
By accessing or using our Courses, you acknowledge that you have read, understood, and agree to be bound by these Terms.
Privacy Policy
This Privacy Policy outlines how Spectrum Professional Development Ltd using the brand name Thriving Today ("we," "us," or "our") collect, use, and disclose users' personal information in relation to our online courses. By accessing or using our online courses, users consent to the collection, use, and disclosure of their personal information as described in this Privacy Policy.
1. Information We Collect
- Personal Information: When users register for an account on our website or enroll in our online courses, we may collect personal information such as name, email address, and payment details.
- Usage Information: We may collect information about users' interactions with our website and online courses, including but not limited to access times, pages visited, and user preferences.
- Device Information: We may collect information about the device(s) used to access our online courses, such as device type, operating system, and IP address.
2. Use of Information
- We may use the information collected for the following purposes:
- To provide and maintain our online courses;
- To communicate with users about their account and course enrolment;
- To personalise user experience and improve the quality of our online courses;
- To process payments for courses where applicable;
- To analyze usage trends and optimize our website and online courses.
3. Disclosure of Information
- We may disclose users' personal information to third-party service providers who assist us in providing and maintaining our online courses, such as payment processors and website hosting providers.
- We may also disclose personal information when required by law or to protect our rights or the rights of others.
4. Data Retention
- We will retain users' personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
5. Data Security
- We are committed to protecting the security of users' personal information and take reasonable precautions to prevent unauthorized access, disclosure, or misuse.
6. Third-Party Links
- Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. Users are encouraged to review the privacy policies of those websites or services before providing any personal information.
7. International Transfers
- We may transfer users' personal information to countries outside of the European Economic Area (EEA) for the purposes outlined in this Privacy Policy. When doing so, we will ensure that appropriate safeguards are in place to protect the security and privacy of users' personal information.
8. Your Rights
- Users have the right to access, update, or delete their personal information held by us. Users may also have additional rights under applicable data protection laws, such as the right to restrict processing or the right to data portability.
- To exercise these rights or for any questions regarding our handling of personal information, users may contact us at [email protected].
9. Changes to Privacy Policy
- We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. Users are responsible for regularly reviewing this Privacy Policy to stay informed about how we collect, use, and disclose personal information.
By accessing or using our online courses, users acknowledge that they have read, understood, and consent to the collection, use, and disclosure of their personal information as described in this Privacy Policy.
